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Woodlands Bank Recognizes High School Student for Investing Challenge Success

Woodlands Bank and Brighter Financial Futures Recognize High School Student for Investing Success

In a recent ceremony, Brighter Financial Futures and Woodlands Bank honored Jacob Frederick, a high school student from Muncy High School, for his outstanding performance in the Woodlands Bank/Lycoming County Spring 2024 Investing Challenge. Under the guidance of educator Beth Baker, Frederick emerged as the first-place winner in the high school division, earning himself a Chromebook and a $100 monetary prize.

Not only did Frederick excel in the competition, but Baker also had another student, Olivia Gramling, who secured the top spot in the Budget Challenge and received a $100 prize from Woodlands Bank.

Woodlands Bank’s sponsorship extends beyond just competitions. They provide students in grades K-12 with free access to the Personal Finance Lab, an online platform offering a comprehensive curriculum that includes the Personal Budgeting Game, Online Learning with certifications in Personal Finance, and the Investment Challenge.

Woodlands Bank, a local community bank based in Williamsport, offers consumer and commercial banking and trust services in Lycoming and Clinton Counties. Their support for financial education initiatives like the Investing Challenge demonstrates their commitment to empowering the next generation with essential financial skills.

With 12 competitions, four quarter semesters, and two full semester programs available, students have ample opportunities to enhance their financial literacy through engaging simulations and lessons. Schools interested in participating can sign up for the Budgeting & Investing competitions at

Brighter Financial Futures, a 501(c)3 organization approved by Pennsylvania’s Department of Community & Economic Development, aims to promote financial education and talent development among students. Through programs like the Dream-Learn-Pitch entrepreneurship initiative, students can showcase their skills and compete for prizes and scholarships.

For more information about these programs and initiatives, interested parties can contact Vice President Carolyn Shirk or President Alan Dakey at or 570-975-5149.


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