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My New Favorite Credit Card Outperforms My Old One in Every Way

Comparison of Wells Fargo Autograph Journey℠ Visa® Card and Citi Strata Premier℠ Card

The battle of the credit cards continues as the Wells Fargo Autograph Journey℠ Visa® Card takes on the Citi Strata Premier℠ Card in a head-to-head comparison. For years, the Citi Premier® Card reigned supreme as the go-to choice for everyday spending, but now, a new contender has entered the ring.

The Autograph Journey card, launched in March 2024, has quickly gained popularity with its superior category bonuses and valuable travel protections. With a similar annual fee of $95, the Autograph Journey card offers a range of benefits that have convinced many to make the switch from the Citi Premier Card.

One of the key advantages of the Autograph Journey card is its enhanced category bonuses. While the Citi Premier Card offered 3X points on select categories, the Autograph Journey card takes it a step further by offering 5X points on hotels, 4X on airlines, and 3X on all other travel and dining expenses. This makes it a more lucrative option for those who spend heavily in these categories.

In addition to the improved rewards structure, the Autograph Journey card also offers valuable travel protections that were lacking in the Citi Premier Card. From lost luggage reimbursement to trip cancellation insurance, the Autograph Journey card provides peace of mind for travelers who want to protect their investments.

Another standout feature of the Autograph Journey card is its cellphone protection benefit, which provides up to $1,000 in coverage against damage or theft twice a year. This valuable perk, coupled with the ease of earning points on everyday purchases, makes the Autograph Journey card a compelling choice for many consumers.

Overall, the Wells Fargo Autograph Journey℠ Visa® Card has positioned itself as a strong competitor to the Citi Strata Premier℠ Card, offering a range of benefits that cater to the needs of modern-day consumers. With its enhanced rewards structure, valuable travel protections, and unique perks like cellphone protection, the Autograph Journey card has quickly become a favorite among credit card enthusiasts.


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